BOP Apna Ghar Scheme 2024| Home Loan Application Form Last Date

BOP Apna Ghar Scheme

Introduction

It is good news for those people who are homeless and want a home loan on easy installment with less interest rate that the Bank of Punjab introduced a new home loan scheme for government employees, self-employees, and nonresidents of Pakistan. BOP Apna Ghar Scheme 2024 is a good initiative taken by the Bank of Punjab to give loans with reasonable markup rates. The Bank of Punjab is a government-based bank and it always provides asaan qarza scheme for needy people of Pakistan.

The Bank Of Punjab Home Loan Scheme 2024 has some terms and conditions that must be fulfilled by an applying person. BOP home finance is announced to buy a new home, purchase a plot and construction, Self buy plot construction, and renovate a house. A payable interest rate will be charged with a duration of 1 to 25 years for this government loan scheme.

BOP Home Loan Scheme Details in Urdu

ان لوگوں کے لیے خوشخبری ہے جو بے گھر ہیں اور کم شرح سود کے ساتھ آسان اقساط پر گھر کلئیے قرضہ حاصل کرنا چاہتے ہیں تو بینک آف پنجاب نے پاکستان کے سرکاری ملازمین، پرائیویٹ ملازمین اور غیر مقیم افراد کے لیے اپنا گھر کے نام سے نئی اسکیم متعارف کرادی ہے۔ بی او پی اپنا گھر سکیم 2024 ایک اچھا اقدام ہے جو بینک آف پنجاب کی طرف سے مناسب مارک اپ شرحوں کے ساتھ قرضے دینے کے لیے اٹھایا گیا ہے۔ بینک آف پنجاب ایک حکومت پر مبنی بینک ہے اور یہ ہمیشہ پاکستان کے ضرورت مند لوگوں کے لیے آسان قرضہ فراہم کرتا ہے۔

BOP Apna Ghar Scheme 2024

What is the BOP Home Loan Scheme 2024?

The Bank of Punjab authorized the loan for the following reasons;

  • If you want to buy a constructed home.
  • If you want to buy a plot and construction.
  • If you have already purchased a plot and want to construct a house on it.
  • If you want to renovate your existing home.

Read; How To Apply Nawaz Sharif Kisan Card Scheme 2024

Who can Apply for the BOP Apna Ghar Scheme 2024?

The following people are eligible to apply for the Bank of Punjab House Loan Scheme 2024

  • The government and salaried people of Pakitan are eligible to apply.
  • Self-employed professionals may apply.
  • Self-employed businessman
  • Nonresidents of Pakistan are eligible to apply for the apna ghar scheme.

Read; Govt Interest Free Loan Scheme 2024

Eligibility Criteria for Bank Of Punjab Home Loan Scheme

For Salaried Personnel

  • Age Limit: 21-60 Years
  • Job Experience: Permanent and contractual employees with a minimum of 3 years of experience.
  • Salary/ Income: Minimum Gross salary per month
    • For Permanent Persons: PKR 40000/Month
    • For Contractual Persons: PKR 50000/Month

For Self Employed Professionals/ Businessman

  • Age Limit: 25-65 Years
  • Job Experience: Minimum 3 years of experience in current profession and business.
  • Income: Minimum monthly income must be PKR 50000.

For Nonresidents of Pakistan

  • Age Limit: 25-65 Years
  • Experience: Have a valid document to prove.
  • Income: Minimum monthly income must be PKR 3 Lac.

Read; Maryam Nawaz Petrol Bikes Scheme 2024

Duration of BOP Home Loan Scheme 2024

  • Purchase of constructed residential house/apartment and plot: Minimum 3 years and maximum 25 years.
  • Construction of home on the self-hosted plot: Minimum 3 years and maximum 25 years.
  • Renovation of house: Minimum 1 year and maximum 10 years.

Documents Required for Bank of Punjab Apna Ghar Scheme 2024

For Salaried Individuals

  • Copy of NADRA-issued CNIC of
    • Self
    • Spouse ( if Married)
    • Two references
    • Co-borrow(if any).
  • 04 Photographs
  • Copy of last paid utility bills
  • Complete application form
  • Salary slip (last 3 months)
  • Bank Statements ( last 6 months

For Self Employed Professionals/ Businessman

  • Copy of NADRA-issued CNIC of
    • Self
    • Spouse ( if Married)
    • Two references
    • Co-borrow(if any)
  • 04 Photographs
  • Copy of last paid utility bills
  • Complete application form
  • Proof of business
  • Bank statements (last 12 months)
  • Form 29/Partnership agreement
  • Copy of professional degree
  • Tax returns for the last 3 years.

For Nonresidents Pakistan

  • Copy of valid CNIC of
    • Self
    • Spouse ( if Married)
    • Two references
    • Co-borrow(if any)
  • 04 Photographs
  • Copy of last paid utility bills
  • Complete application form
  • Copy of valid work visa
  • Refer to documents

Read; NBP Mera Pakistan Mera Ghar Scheme 2024

Charges to Get a BOP Loan for Home

Applying candidates are to pay a one-time processing fee (non-refundable) of

For Self Emplyes and Salaried Personals: PKR 8000/-

Others: PKR 10000/-

Read; PM Youth Business Loan Scheme 2024

BOP Home Loan Scheme Markup

Please Visit Bak of Punjab and the nearest Bank branch to get the latest interest rates

How To Apply for BOP Apna Ghar Scheme 2024

  • If you are interested in getting this Bank of Punjab Home Loan Scheme then visit your nearest BOP branch to get the loan application form.
  • Applying candidates must open an account in any branch of the BOP.
  • The monthly installment should be deposited in your BOP account on or before the 5th of every month.
  • For any query contact on
    • For General Querry: 042-99268075 or 35817491
    • For any complaint: rfdcomplains@bop.com.pk

Conclusion

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6 thoughts on “BOP Apna Ghar Scheme 2024| Home Loan Application Form Last Date”

  1. Pleas let me know about. Overseas pakistanis. If. Not. Come. In bank. Then application can apply. Any blood. Relation person behalf of overseas

    Reply

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