Govt Interest Free Loan Scheme 2024 Apply phf.punjab.gov.pk

Govt Interest Free Loan Scheme 2024

Introduction

Punjab Health Foundation and the Government of Punjab jointly announced a 5 Lakh loan scheme without the internet. Residents of Punjab who want to purchase office furniture, Minor Repairs, Renovation, or any other purpose may apply online at https://phf.punjab.gov.pk. To apply Govt Interest Free Loan Scheme 2024 you must have complete eligibility criteria and other requirements. This scheme is divided into three categories for interested people of Punjab according to their eligibility.

Govt Smart Loan Scheme 2024 is announced by Punjab Health Foundation for those applicants who belong to the medical profession and want to purchase office furniture, office renovation, equipment that makes your work easy, and other purposes. For the government of Punjab’s zero markup loan scheme, you must provide some documents, security, and an application fee to apply.

Govt Interest Free Loan Scheme 2024 Details in Urdu

پنجاب ہیلتھ فاؤنڈیشن اور حکومت پنجاب نے مشترکہ طور پر بغیر انٹرنیٹ کے 5 لاکھ قرضہ سکیم کا اعلان کر دیا۔ پنجاب کے رہائشی جو دفتری فرنیچر، معمولی مرمت، تزئین و آرائش یا کسی اور مقصد کلئے قرضہ لینا چاہتے ہیں وہ آن لائن درخواست دے سکتے ہیں۔ گورنمنٹ انٹرسٹ فری لون اسکیم 2024 کو اپپلائی کرنے کے لیے آپ کے پاس اہلیت ، مکمل معیار کا ہونا ضروری ہے۔ اس اسکیم کو پنجاب کے دلچسپی رکھنے والے افراد کے لیے ان کی اہلیت کے مطابق تین کیٹیگریز میں تقسیم کیا گیا ہے۔.

گورنمنٹ سمارٹ لون سکیم 2024 کا اعلان ان درخواست دہندگان کے لیے کیا گیا ہے جو طبی پیشے سے تعلق رکھتے ہیں اور دفتری فرنیچر، دفتر کی تزئین و آرائش، آپ کے کام کو آسان بنانے والے آلات اور دیگر مقاصد کلیے قرضہ حاصل کرنا چاہتے ہیں۔ حکومت پنجاب کی زیرو مارک اپ لون اسکیم کے لیے، آپ کو درخواست دینے کے لیے کچھ دستاویزات، سیکیورٹی اور درخواست کی فیس فراہم کرنا ہوگی۔

Govt Interest Free Loan Scheme 2024 Apply Online

The Punjab Health Foundation PHF smart loan scheme is divided into 3 main categories on which eligible people of Paunjab may apply without interest rate,

Scheme-I

Scheme-II

Scheme-III

PHF Interest Free Loans Scheme-I Details

For What Purpose You can Take a Loan?

 Purchase of;

  • For office furniture
  • For the renovation of the office
  • To buy equipment for your office
  • Or any other purpose related to your office

Eligibility Criteria

  • Applicants who are running Hakeems and Dawakhanas are eligible to apply
  • Homeopathic Doctors may avail of this loan.
  • Midwives and LHVs also apply for this smart loan scheme.

Total Loan Amount: Maximum 5 Lakh

Repayment Procedure: Applicants are to repay through Monthly / Quarterly installments

Govt Loan Scheme Interest rate: 0%

Duration of Loan: 3 Years

Loan Security:

One of the following security is required for Govt Loan Scheme-I

  • Must have a Bank Guarantee
  • Must deposit bonds, and defense security certificate.
  • Documents of land and plot
  • Guarantee of Grade 17 Govt officer.
  • Copy of CNIC of a parent or real brother or sister

Required Documents for Loan Scheme-I

The following documents are required with application form for this loan Scheme-I

  • Attested Copy of CNIC
  • Attested Copy of Domicile
  • 04 attested photographs
  • Attested copy of Valid Registration with (PNCPHCNCHNCT )
  • Attested copies of educational certificates(medical Degrees).
  • Quotation for the purpose of the loan.
  • Proof of clinic ownership
  • Attested copies of experience certificates.

Application Fee

Must deposit a Rs 500/- bank draft at Bank of Punjab Account Number CPA 6580048830600044 in favor of MD Punjab Health Foundation.

Apply For;

PHF Interest Free Loans Scheme-II Details

For What Purpose You can Take a Loan?

 Purchase of;

  • For office furniture
  • For the renovation of the office
  • To buy equipment for your office
  • Or any other purpose related to your office

Eligible Professions

Applicants who belong to the following professions and running the below offices must apply

If you’re running Specialized Diabetic Care Centers, Fertility Clinic, Psychiatrist Clinics, Pharmacist and Pharmacies, Dental Clinics then you may apply for this Govt Interest Free Loan Scheme 2024.

Eligibility Criteria

Must have valid educational degrees.
Your profession must be registered with  (PMDCNCH, & PPC etc.)
You must have valid license and register with Punjab Healthcare Commission

Total Loan Amount: Maximum 7 Lakh

Repayment Procedure: Applicants are to repay through Monthly / Quarterly installments

Govt Loan Scheme Interest rate: 0%

Duration of Loan: 3 Years

Loan Security:

One of the following security is required for Govt Loan Scheme-II

  • Must have a Bank Guarantee
  • Must deposit bonds, and defense security certificate.
  • Documents of land and plot
  • Guarantee of Grade 17 Govt officer.
  • Copy of CNIC of a parent or real brother or sister

Required Documents for Loan Scheme-II

The following documents are required with application form for this loan Scheme-II

  • Attested Copy of CNIC
  • Attested Copy of Domicile
  • 04 attested photographs
  • Attested copy of Valid Registration with (PNCPHCNCHNCT )
  • Attested copies of educational certificates(medical Degrees).
  • Quotation for the purpose of the loan.
  • Proof of clinic ownership
  • Attested copies of experience certificates.

Application Fees

Must deposit a Rs 1000/- bank draft at Bank of Punjab Account Number CPA 6580048830600044 in favor of MD Punjab Health Foundation.

Fine for Defaulters

If you found default in repayment of installment then 4% per month fine will be imposed on you.

Punjab Health Foundation Interest Free Loans Scheme-III Details

Purpose of Loan

Applicants must apply for this Govt Interest Free Loan Scheme 2024 for the following purpose,

  • For office furniture
  • For the renovation of the office
  • To buy equipment for your office
  • Or any other purpose related to your office

Eligible Professions to Apply for Loan

If you’re running Specialized Diabetic Care Centers, Fertility Clinic, Psychiatrist Clinics, Pharmacist and Pharmacies, Dental Clinics then you may apply for this Govt Interest Free Loan Scheme 2024.

Eligibility Criteria

Must have valid educational degrees.
Your profession must be registered with  (PMDCNCH, & PPC etc.)
You must have valid license and register with Punjab Healthcare Commission

Total Loan Amount: Maximum 25 Lakh to 50 Lakh

Repayment Procedure: Biannually

Govt Loan Scheme Interest rate: 0%

Duration of Loan: 8 Years

Loan Security:

One of the following security is required for Govt Loan Scheme-III

  • Must have a Bank Guarantee
  • Must deposit bonds, and defense security certificate.
  • Documents of land and plot
  • Guarantee of Grade 17 Govt officer.
  • Copy of CNIC of a parent or real brother or sister

Required Documents for Loan Scheme-III

The following documents are required with application form for this loan Scheme-III

  • Attested Copy of CNIC
  • Attested Copy of Domicile
  • 04 attested photographs
  • Attested copy of Valid Registration with (PNCPHCNCHNCT )
  • Attested copies of educational certificates(medical Degrees).
  • Quotation for the purpose of the loan.
  • Proof of clinic ownership
  • Attested copies of experience certificates.

Application Fees

Must deposit a Rs 2000/- bank draft at Bank of Punjab Account Number CPA 6580048830600044 in favor of MD Punjab Health Foundation.

Fine for Defaulters

If you found default in repayment of installment then 4% per month fine will be imposed on you.

How to Apply for Govt Interest Free Loan Scheme 2024

If you are interested to get govt interest free loan scheme then you are to follow the following steps

  • You are to register themselves with PHF official website OR Application Form
  • Verified your account throgh E-Mail verification and become eligible to get loan application.
  • Upload Scanned Documents, copy of bank draft / deposit slip of Application Fees (Scheme I Rs 500/-, Scheme II Rs1000/- , Scheme III Rs 2000/- )
  • Send certified photo copies of all relevant documents along with original Bank Draft / Deposit Slip to address Punjab Health Foundation, Poonch House, 38-Multan Road, Lahore.
  • When your loan will approve you are to provide legal documents.
  • After the verification of documents your loan will be released.

| Apply Online |

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